
Employers and employees, take note: The IRS has released 2026 inflation-adjusted limits for employee health benefits. Workers who defer earnings to health Flexible Spending Accounts (FSAs) can contribute as much as $3,400 in 2026 (up from $3,300 in 2025). And for FSAs that allow carryovers of unused amounts, the 2026 carryover maximum will be $680 (up from $660 in 2025). The 2026 contribution limits for Health Savings Accounts (HSAs), which are available only to taxpayers with high-deductible health plans, were released earlier this year. The maximum HSA contribution amount will be $4,400 for individuals (up from $4,300 in 2025) and $8,750 for family coverage (up from $8,550 in 2025). Contact the Cg Team with questions. © 2025